💰 Retirement & Investment Calculator
⚡ Real-time calculations - Results update as you type!
📊 Basic Information
Annual Income ($):
Monthly Spending ($):
Number of Years:
🏦 Traditional IRA
Contribution ($ per year):
Max:
. Deductibility:
Expected Annual Return (%):
🌟 Roth IRA
Contribution ($ per year):
Max:
. Eligibility issues:
Expected Annual Return (%):
Backdoor Roth Contribution ($ per year):
Uses non-deductible Traditional IRA + immediate conversion.
🏦 Traditional 401k
Contribution (% of income):
Max:
Fill to Get Max Match
Expected Annual Return (%):
Employer Match Rate (% of your contribution):
Employer Match Cap (% of salary eligible for match):
Example: 50% match up to 6% of salary caps the match at 3% of salary.
🚀 Roth 401k
Contribution (% of income):
Max:
Expected Annual Return (%):
🏛️ Tax Information (Auto-Calculated for CA)
Show Breakdown
Federal Tax Rate:
--%
CA State Tax Rate:
--%
Social Security:
6.2%
Medicare:
1.45%
Retirement Federal Tax:
--%
Retirement CA State Tax:
--%
Capital Gains Federal:
--%
Capital Gains CA:
--%
Monthly Savings Available for Investment:
$0
Tax Breakdown Details
Tax Type
Annual Amount
Monthly Amount
📈 Investment Strategies
+ Add Investment Strategy
📊 Export to XLSX
Investment Type
Monthly Contribution
Monthly Tax Impact
Total Contributions
Pre-Tax Value
Total Tax Deducted
After-Tax Value
Net Growth
Total After-Tax Portfolio Value
$0
Your investment portfolio will be worth
$0
after taxes in
0
years!